This tutorial is a creation of my own. Any resemblance to another is purely coincidental. No copyright infrigments are intended.      I've used techniques I've learned along the way and new ones as I learn. Please read my Terms before doing my tutorial. I used Paintshop Pro X to make this tutorial, but will be compatible with versions 8 and newer. You will need to have a working knowledge of Paint Shop Pro to do this tutorial. My tutorials may seem lengthy, but I try to write them so even the moderate beginner can be able to do them as well as the more advanced. I hope you enjoy :) What you will need: Paint Shop Pro if you don't have it you can get an evaluation copy Here Image/Text Here Masks Here The image and masks I've collected along the way or got from a group. Please keep it in contact. If it's yours please let me know so I can give the proper credits. The images are in .psp image and you can unzip them into your images Unzip the masks in your PSP masks folder or where you keep your masks. If you dont have a zip program you can get one Here. **Save your work often!!!! 1. Open up a New Image. 500 x 500. Transparent. 2. Foreground Color #5e7a6e. Background Color #c48c79.     Change the Foreground to gradient. Choose Foregound/Background in the menu.     Style = Radial (4th button)     Angle = 134     Repeats =3     Horizontal and Vertical both =50     OK.     Floodfill your image. 3. Effects/Texture effects/Blinds and apply:     Width =3     Opacity =50     Color Black     Horizontal =UNchecked     Light from left/top =Checked     OK 4. Repeat the blinds again only this time Check Horizontal. 5. New layer. Forground Color Black. Floodfill.     6. Layers/Load Save Mask/Load Mask From Disk.     Choose 05MaskkelsWWA     Luminance Checked.     Fit to layer Checked.     Hide All Mask Checked.     OK.     Layer Palette. Right Click. Merge/Merge Group. 7. Layers/Load Save Mask/Load Mask From Disk.     Choose jd-mask150     Luminance Checked.     Fit to layer Checked.     Invert Transparency Checked.     Hide all Masks Checked.     OK.     Layer Palette. Right Click. Merge/Merge Group. 8. Open up the lady image. Edit/Copy, Edit/Paste as a new layer.     Image/Resize by 80 percent, bi-cubic, Resize all layers UNchecked.     Duplicate this layer. Shut the duplicate off.     Activate the original layer. 9. Effects/Artistic Effects/Enamel and apply:       Blur =100       Detail =72       Density =51      Angle =45      Color =Whie      OK. 10. Open up your shut off layer. Move your lady so the enamel shows on the sides some. 11. Open up the shesaladytext image. Edit/Copy, Edit Paste as a new layer. Move it to the right side black bar on the frame as seen above. And that's it just add your watermark! I hope you enjoyed this tutorial as much as I have making it :) Debbie July 29, 2008 Copyright©2001-2008 Kreative-Expressionz