This tutorial is a creation of my own. Any resemblance to another is purely coincidental. No copyright infrigments are intended.      I've used techniques I've learned along the way and new ones as I learn. Please read my Terms before doing my tutorial. I used Paintshop Pro X to make this tutorial, but will be compatible with versions 8 and newer. You will need to have a working knowledge of Paint Shop Pro to do this tutorial. My tutorials may seem lengthy, but I try to write them so even the moderate beginner can be able to do them as well as the more advanced. I hope you enjoy :) What you will need: Paint Shop Pro if you don't have it you can get an evaluation copy Here .psp Images Here Mask Here The image and mask I've collected along the way or got from a group. Please keep it in contact. If it's yours please let me know so I can give the proper credits. Unzip the image and diamons.psp into your image folder. Unzip the mask into your mask folder. **Save your work often!!!! 1. Open up a New Image. 500x500. Transparent. Floodfill with White. 2. New layer.    Foreground Color #d0a688. Background Color #f8e4cc.    Change your Foreground to gradient and choose foreground-background.    Style =Radial (4th square)    Angle =34    Repeats =3    Horizontal and Vertical both =50    Floodfill your image    Image/Resize by 80 percent, bi-cubic, Resize all layers UNchecked. 3. Layers/load save mask/load mask from disk, choose jd-mask 150.     Source luminance =Checked     Fit to layer =Checked     Invert Transparency =Checked     Hide all mask =Checked     Load     Layer palette/Merge, Merge Group. 4. Effects/3Deffects/Dropshadow and apply:     Vertical =0     Horizontal =minus 1     Opacity =60     Blur =3.00     Color =Black     OK. 5. Effects/Edge effects/Enhance. If you want more enhancment do this 1 more time. I did it 2 times. 6. Open up the twogirlsandrabbit_jp image. Edit/Copy, Edit/Paste as a new layer.     Image/Resize by 80 percent, bi-cubic, Resize all layers UNchecked.     Duplicate this layer and shut off the duplicate. 7. Effects/Artistic effects/Brushstrokes and apply:     Softness =100     Bristles =256     Width =8     Opacity =44     Length =5     Density =10    Angle =102    Color =White    OK. 8. Effects/Edge effects/Enhance.     Move this down just a little so it doesn't show on the light part of the frame. 9. Open up the duplicate image. Click on this layer to activate it. 10. Open up the diamonds image. Edit/Copy, Edit/Paste as a new layer.       Place them as seen in the screenshot.       Duplicate this layer       Image/Mirror and place these as seen in the screenshot 11.Now just add your text, watermark, and resize to your liking. I hope you enjoyed this tutorial and had fun with it :) Debbie September 3, 2008 Copyright©2001-2008 Kreative-Expressionz